An Assessment of Credit Monitoring Activities on interest Free Banking: A Case Study on Cbe Noor
| dc.contributor.advisor | Temesgen Worku (Phd) | |
| dc.contributor.author | Temkina Temam | |
| dc.date.accessioned | 2025-05-08T06:55:58Z | |
| dc.date.available | 2025-05-08T06:55:58Z | |
| dc.date.issued | 2024-05-30 | |
| dc.description.abstract | In the banking sector, effective risk management systems and monitoring procedures play a pivotal role in assessing progress towards predefined objectives. This study evaluates the credit monitoring practices at CBE Noor in Addis Ababa, Ethiopia, focusing on interest-free banking. Data was gathered from 153 respondents across four selected branches of CBE, out of a sample of 177 respondents who completed self-administered questionnaires. A descriptive research design was used for data analysis, which examine main aspects of the study such as client investment monitoring, stakeholder engagement, supervisory infrastructure, and adequacy of professional training in credit monitoring for interest-free banking. The findings indicate a strong positive perception of customer investment monitoring within interest-free banking. Investors show significant interest in the establishment and growth of interest-free banking services. The study highlights the robust supervisory infrastructure of the Commercial Bank of Ethiopia (CBE) in the context of interest-free banking, noting its effective oversight and supportive role in credit facilities. Additionally, the study identifies sufficient qualified personnel dedicated to monitoring interest-free banking activities, despite lower utilization of desktop and online tracking tools. Overall, the study underscores investor confidence and support for interest-free banking initiatives at CBE Noor. It recommends collaborative efforts between CBE and regulatory bodies to enhance regulatory frameworks in specific markets. | |
| dc.identifier.uri | https://etd.aau.edu.et/handle/123456789/5434 | |
| dc.language.iso | en | |
| dc.publisher | A.A.U | |
| dc.title | An Assessment of Credit Monitoring Activities on interest Free Banking: A Case Study on Cbe Noor | |
| dc.type | Thesis |