Accounting and Finance

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Browsing Accounting and Finance by Subject "A case study of awash international bank S.CO"

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    Factors Affecting Profitability in the Airlines Industry: an Empirical Study on Major Airlines in Sub-Saharan Africa
    (Addis Ababa University, 200-06) Menta, Fikre; Gebrehiwot, Gebremedhin
    This study examines the airline-specific, industry-specific and macro-economic factors affecting airline profitability for the three airlines in Sub-Saharan Africa, covering the period of 2003-2013. To this end, the study adopts a mixed methods research approach by combining financial reports and further documentary analysis for qualitative information. The findings of the study show that load factor and exchange rate fluctuation have statistically significant and positive relationship with airlines’ profitability. On the other hand, variables like leverage and liquidity have a negative and statistically significant relationship with airlines’ profitability. However, the relationship for airline size, sales growth and major incidents/shocks is found to be statistically insignificant. The study suggests that focusing and reengineering the airlines operations alongside the key internal drivers could enhance the profitability. Moreover, airlines in sub-Saharan Africa should not only be concerned about internal structures and policies, but they must also consider the macroeconomic environment in developing business strategies to improve their financial performance or profits
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    The Trend of Loan Recovery Performance in Banking Industry: A Case Study of Awash International Bank S.CO
    (Addis Ababa University, 2009-06) Gurmu, Feyisa; Gebrehiwot, Gebremedhin
    he study endeavors to examine the trend of loan recovery performance of banking industry, a case study of Awash International Bank s.c. Many factors attributed to the growth of banking industries. Among these, the major one is loan recovery performance of banking industry. The data used to conduct this research was collected both from method was primary data and secondary data. Primary data was collected from National Bank of Ethiopia Banking supervision department and primary data was collected from 60 employees of AIB s.c who are working in the area of loan activity. Moreover, semi-structured and structured interview was also used to gather information that can be used as a case study from AIB’s loan officers. In addition, questionnaires were employed to AIB city branch mangers and credit department employees. The findings of the study indicated that there are many factors which hamper loan recovery performance of the Awash International Bank s.co.For example: poor loan assessment procedures; lack of effective use of man power; lack of revision appropriate revision of credit manual and lack of willingness of borrowers to disclose their information fully etc