The Trend of Loan Recovery Performance in Banking Industry: A Case Study of Awash International Bank S.CO
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Date
2009-06
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Addis Ababa University
Abstract
he study endeavors to examine the trend of loan recovery
performance of banking industry, a case study of Awash International
Bank s.c. Many factors attributed to the growth of banking industries.
Among these, the major one is loan recovery performance of banking
industry.
The data used to conduct this research was collected both from
method was primary data and secondary data. Primary data was
collected from National Bank of Ethiopia Banking supervision department
and primary data was collected from 60 employees of AIB s.c who are
working in the area of loan activity. Moreover, semi-structured and
structured interview was also used to gather information that can be used
as a case study from AIB’s loan officers. In addition, questionnaires were
employed to AIB city branch mangers and credit department employees.
The findings of the study indicated that there are many factors which
hamper loan recovery performance of the Awash International Bank
s.co.For example: poor loan assessment procedures; lack of effective use
of man power; lack of revision appropriate revision of credit manual and
lack of willingness of borrowers to disclose their information fully etc
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A case study of awash international bank S.CO