School of Geography and Development Studies
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Browsing School of Geography and Development Studies by Author "Abate Mekuriaw(PhD)"
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Item The Impact of Saving and Credit Cooperatives Membership on Farmers’ Agricultural Input Utilization and Household Welfare: The Case of Welmera Woreda, West Shewa Zone, and Oromia Regional State of Ethiopia(Addis Ababa University, 2025-06) Gizachew Beyera; Abate Mekuriaw(PhD)This study examined the impact of saving and credit cooperative (SACCO) membership on farmers’ agricultural input utilization and household welfare in Welmera Woreda. Particularly, the study investigated determinants of household membership in SACCO, and analyzed the impact of SACCO membership on household savings, agricultural input utilization, household income and food security. The study used a mixed research approach with descriptive and explanatory cross-sectional survey design, multistage sampling techniques, and quantitative and qualitative data from secondary and primary sources. The data used for the study was collected from 388 sample households (194 members and 194 non-member households, and from the Woreda Cooperative Promotion Agency experts. Descriptive and inferential statistics, binary logistic regression model, propensity score matching (PSM) method, narration, summary, and interpretation were used for the analysis of data of the study. The result of the study indicated that the age of the household head, educational status of the household head, household land holding size and training accessibility were factors that positively influence household membership in SACCO, while the household family size and SACCO distance were factors that negatively influence household membership in SACCO. The result from PSM revealed that membership in SACCO has a positive and significant impact on household savings and food security, and the member households saved a difference of 8048.60 ETB per year and had a difference of 237.64 Kcal/AE/day of available food compared to non-member households. However, membership in SACCO does not have any significant impact on farmers’ agricultural input utilization and household income. The result of the study suggests that the woreda cooperative promotion agencies and their kebele level branches need to work on the identified determinant factors that have a significant effect on household membership. In addition, the woreda cooperative promotion agencies should encourage farmers to join SACCO and promote SACCO to improve household savings and food security.