Project Loan Portfolio Management: An Integrated Model
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Date
2020-09
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Addis Ababa University
Abstract
This research project has been conducted as a means of exploring new ways of solving problems
while managing project loans financed by banks in Ethiopia. The research tries to develop a
model that integrates the conventional credit appraisal techniques of banks with the tenets of
contemporary project portfolio management science. The researcher’s experience in the industry
and informal discussions with professionals in the area were used as preliminary inputs to
observe the problems. Questionnaires were distributed to collect quantitative data and a semistructured one-on-one interview conducted to collect qualitative data from a purposively
selected bank to help see where the gap exists. Descriptive statistics results were extracted from
the quantitative data using SPSS version 20 and qualitative analysis was made on data obtained
from the interviews. From the analysis of the collected data the researcher has arrived at a
conclusion that there is a need to integrate the conventional project loan appraisal techniques of
banks with project portfolio management science. As a recommendation banks should implement
the working procedures outlined in the model that accommodate both approaches in the areas of
establishing strategy, evaluating, prioritizing, selecting, and managing project loan portfolios.
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Keywords
project loan portfolio management,, establishing, evaluating,, prioritizing, selecting,, managing portfolio