The Moderating Effect of Gross Domestic Product and Mediating Effect of Inflation on the Relationship of Credit risk and Performance of Private Commercial Banks in Ethiopia
| dc.contributor.advisor | Alemu, Lakew (Dr) | |
| dc.contributor.author | Mekonnen, Fasika | |
| dc.date.accessioned | 2022-07-29T12:13:24Z | |
| dc.date.accessioned | 2023-11-04T09:42:07Z | |
| dc.date.available | 2022-07-29T12:13:24Z | |
| dc.date.available | 2023-11-04T09:42:07Z | |
| dc.date.issued | 2022-03 | |
| dc.description.abstract | objective of thestudy was toillustratetherelationshipbetween credit risk andperformance of private commercial banksinEthiopia includingthe moderating and mediatingeffects of GDP and inflation respectively. A panel datafromtwelve selectedprivate bankscoveringthesixyearperiod( 2016-2021)wasanalyzed.The traditional profit theory has beenemployedtoformulate profit,measuredby ReturnonAsset (ROA),asa functionof Non-performingloanrate (NPLR),theratioof Pre Provisionprofit toNet loanandLoan toTotal Assetsmeasuresof credit risk andmediatingandmoderatingeffectswereconsidered. Panel data regressionmodelanalysisviageneralleastsquares(GLS), estimatorswasused to estimate the function.Bothexplanatoryandinferentialresearch approachhas been usedtoanalyzetherelationshipsof adependentvariablewithexplanatoryvariablesandtheeffectsofmediatingandmoderating variable. After analyzing the data, the two variables NPLand LTA has shown a significant positive andnegative relationshipwithROA respectively. Preprovisionprofitofbanksshowsthattherewaspositiveandstatisticallyinsignificantrelationshipwithperf ormance. Additionally,GDP has a significant moderate effect on PPPLandLTTA on the other handinflationmediateNPLandLTTA variablesofbanksinthisstudy. The study concludes that, increasingloanisnot an indicator ofincrement inperformance ofprivate banks. So, otherincome generating waysmustbe considering in order to increasingperformance. | en_US |
| dc.identifier.uri | http://etd.aau.edu.et/handle/123456789/32418 | |
| dc.language.iso | en | en_US |
| dc.publisher | A.A.U | en_US |
| dc.subject | credit riskPerformance | en_US |
| dc.subject | moderation | en_US |
| dc.subject | mediation | en_US |
| dc.title | The Moderating Effect of Gross Domestic Product and Mediating Effect of Inflation on the Relationship of Credit risk and Performance of Private Commercial Banks in Ethiopia | en_US |
| dc.type | Thesis | en_US |