Determinants of Savings and Credit Cooperatives Societies (SACCOs) outreach in Addis Ababa.
| dc.contributor.advisor | Duressa, Degfe (PhD) | |
| dc.contributor.author | Dibissa, Nigusie | |
| dc.date.accessioned | 2018-11-02T06:59:58Z | |
| dc.date.accessioned | 2023-11-04T09:02:59Z | |
| dc.date.available | 2018-11-02T06:59:58Z | |
| dc.date.available | 2023-11-04T09:02:59Z | |
| dc.date.issued | 2015-06 | |
| dc.description.abstract | The main purpose of this study was to examine Determinants of Saving and credit cooperatives (SACCOs) outreach in Addis Ababa. The study followed quantitative research approach and explanatory research design. Using purposive sampling, 32 SACCOs were taken from 235 affiliated members of AASCCOU. Data used in the analysis comprises secondary data and also panel data regression model is used for the analysis. The major determinant factors that affect outreach of SACCOS by taking loan size as a measurement are amount of saving, level of interest rate on saving, amount of dividend paid to members which has a positive relationship and statistically significant and the others determinants that have positive relationship but statistically insignificant are age of SACCO’s, income per capital and maturity date. On the other hand when number of SACCO's member is taken amount of saving and income per capital has positive relationship and significantly affects SACCOs outreach. Similarly age of SACCOs, dividend paid to members and maturity date affects number of SACCO's members positively but they are insignificant. In addition the major determinant factor that negatively affects loan size and statistically significant is level of interest rate on borrowing. In the same way MEMB is affected negatively by LIB and LIS negatively but its significance level is weak. Therefore the researcher recommends SACCOS should give high attention in attracting members to increase their source of fund by providing awareness about the benefit of joining SACCOS, by using social medias, providing training to clients, by distributing brochure for clients, if fund is available should encourage members to take loan to increase dividend for idle funds, should charge compatible interest rate on loan to members to attract members, should increase the duration of repayment of loan and finally Federal cooperatives agency should pay attention in continuous supervision of SACCOs. Key terms: outreach, SACCOs' Determinants, Loan outstanding and number of members | en_US |
| dc.identifier.uri | http://etd.aau.edu.et/handle/123456789/13640 | |
| dc.language.iso | en | en_US |
| dc.publisher | Addis Ababa University | en_US |
| dc.subject | outreach | en_US |
| dc.subject | SACCOs | en_US |
| dc.subject | Determinants | en_US |
| dc.subject | Loan outstanding and number of members | en_US |
| dc.title | Determinants of Savings and Credit Cooperatives Societies (SACCOs) outreach in Addis Ababa. | en_US |
| dc.type | Thesis | en_US |