The Contribution of Credit and Saving Institutions in Alleviating Urban Poverty: the Case Of Addis Credit and Saving Institution in Yeka Sub City
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Date
2015-05
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Addis Ababa University
Abstract
The purpose of this study was to analyze the contribution of AdCSI‟s, in poverty alleviation in
Yeka sub city. Before and after intervention comparison was incorporated to evaluate the poverty
alleviation through microcredit by using some indicators. Parameters such as monthly income,
monthly saving, economic status, impact on the empowerment of women, and targeting the real
poor have been thoroughly assessed. The researcher used both qualitative and quantitative
methods to obtain a reliable data. Data were derived from a questionnaire survey of a sample of
98 clients of AdCSI‟s in Yeka sub city. In addition, interviews were carried out with 13 clients.
The study indicated that the income and saving levels of the majority of the clients have
increased after joining AdCSI‟s. Encouraging results have also been shown in the enhancement
of the women‟s decision making with respect to the capability to work on their own and improve
their lives. The result also implies that AdCSI‟S in Yeka sub city‟s targeting the poor has been
properly achieved
Key words: microfinance, poverty, poverty alleviation, AdCSI
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Keywords
Microfinance, poverty, poverty alleviation, AdCSI