Assessment Of Post Implementation Challenges Of Interest Free Banking Project: The Case Of Commercial Bank Of Ethiopia

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Date

2018-08-04

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Addis Ababa University

Abstract

The study assessed post implementation challenges of Interest Free Banking (IFB) project at Commercial Bank of Ethiopia. It was conducted based on data collected from employees of CBE through questionnaires and interview. Simple random sampling method was used to select branches and purposive sampling was used to select target respondents. For the data analysis, SPSS V.20 and descriptive data analysis method was used. Findings revealed that inadequate public awareness, scarcity of manpower, lack of Shariah advisory board, lack of Islamic insurance and lack of Islamic financial service board as post implementation challenges of IFB project that will bring adverse effect. It also revealed that the measures taken to reduce the challenges were unsatisfactory. The recommendation driven was that the Bank should conduct post implementation reviews and feedback mechanisms continuously, document lessons learned, involve Shariah advisory boards and IFSB and the government should establish Islamic insurance

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Keywords

Islamic Banking, Interest Free banking window, IFB project, Post Implementation

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