Regional Bank Establishment and Deposit Mobilization in Ethiopia
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Date
2019-06
Authors
Tadios, Alemayehu
Journal Title
Journal ISSN
Volume Title
Publisher
Addis Ababa University
Abstract
The objective of the study was to assess Regional Bank Establishment and Deposit Mobilization
in Ethiopia. More specifically, to find out the role of government policy on deposit mobilization
in Ethiopian banking industry, to identify the effects of political instability, and ethnic based
bank establishment on deposit mobilization in Ethiopian banking industry. Descriptive research
design was employed. The sample size of this study was 370. This study used a statistical
analysis program called Statistical Package for the Social Sciences (SPSS – Version 23). This
study found that the government policy and financial system of Ethiopia is not facilitating deposit
mobilization in the private bank of the country. Establishing, and naming of private banks in
Ethiopia with the name of a specific ethnic group, the result showed that these kinds of trend
have adverse consequences. This study recommended that when private banks are established,
they should consider non ethnic based establishment to mobilize deposits as much as possible.
Description
A thesis submitted to the Graduate program of Management and the College of
Business and Economics of Addis Ababa University In partial fulfillment of the
requirements for the Degree Master of Science in Management
Keywords
Bank Establishment, Deposit Mobilization, Ethnicity Based Banks, Regional Banks