The Role of Rural Saving and Credit Cooperatives in Enhancing Financial Inclusion: A Case of Biftu Batu Rural Saving and Credit Cooperative
| dc.contributor.advisor | Mandefro, Fenta (PhD) | |
| dc.contributor.author | Tilahun, Tadele | |
| dc.date.accessioned | 2018-07-17T06:49:31Z | |
| dc.date.accessioned | 2023-11-04T10:18:42Z | |
| dc.date.available | 2018-07-17T06:49:31Z | |
| dc.date.available | 2023-11-04T10:18:42Z | |
| dc.date.issued | 2014-05 | |
| dc.description.abstract | Ethiopia has a very low rural banking density and a lowest financial inclusion standing as mainstream financial institutions are heavily tilted towards the urban centers with good physical infrastructure, and leaving the rural areas underserved. On the other hand, with local ownership and control, RuSACCOs are considered as an ideal model for enhancing financial inclusion, and can help financially excluded segments who are often perceived as too risky by commercial banks and MFIs. Yet, the role of rural financial cooperatives as financial inclusion model haven’t been well thought by the regulatory institutions and other actors. With these premises, the study have explored the role of rural-based saving and credit cooperative society in improving financial inclusion. Data required for the study were collected from both primary and secondary sources. It was conducted on a single selected RuSACCO in Adami Tullu Jiddo Kombolcha district in Oromia region of Ethiopia. The cooperative society has generated an opportunity for the excluded poor segments through creating financial access, delivering micro-credit, promoting savings, and financial literacy. This is of utmost importance in order to upgrade RuSACCOs as a key actors in financial inclusion. The study calls for an improved enabling environment for pro-poor actors like financial cooperatives (RuSACCOs) to improve financial inclusion. Keywords: Cooperative, Financial Inclusion, Financial Exclusion, Financial Services, RuSACCO | en_US |
| dc.identifier.uri | http://etd.aau.edu.et/handle/123456789/8883 | |
| dc.language.iso | en_US | en_US |
| dc.publisher | Addis Ababa University | en_US |
| dc.subject | Cooperative | en_US |
| dc.subject | Financial inclusion | en_US |
| dc.subject | Financial exclusion | en_US |
| dc.subject | Financial services | en_US |
| dc.subject | RuSACCO | en_US |
| dc.title | The Role of Rural Saving and Credit Cooperatives in Enhancing Financial Inclusion: A Case of Biftu Batu Rural Saving and Credit Cooperative | en_US |
| dc.type | Thesis | en_US |