Group Personal Accident and Workmens’ Compensation Insurance in Ethiopia: Analysis of the Law and the Practical Problems
No Thumbnail Available
Date
2018-06
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Addis Ababa University
Abstract
Ethiopian labour laws hold the employer liable for an employment related accident and
occupational diseases sustained by a worker during or in connection with the performance of his
work. Employers, often purchase insurance to shift the financial burden of paying for employment
injuries. To this end, the most prominent insurance policies that are sold in our country are
Workmen’s’ Compensation and the Group personal accident insurance.
This is a research work on the law and practice of employer’s legal liabilities for occupational
injuries and the insurance policies related thereto in Ethiopia with an objective of exploring the
adequacy of insurance policy frameworks and the associated problems therein. In this thesis, it has
been also endeavored to compare and contrast these insurance policies with the employer’s legal
liability for occupational injuries in Ethiopia. This Paper assesses the treatment of employment
injuries in the Ethiopian Labour Proclamation and argues that the insurance policies provided for
such injuries are not properly and adequately given in a manner that covers employer’s legal
liability for occupational injuries. The paper finally comes up with some conclusions drawn from
the legal loopholes and the practical problems observed in the practices, and it also recommends
some points to be put in place for the proper practice of insurance covers so as to address the
increasingly pressing needs for such arrangements.
Description
Keywords
Group Personal Accident and Workmens’ Compensation