Browsing by Author "Mohammed, Seid (Phd)"

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    The Assessment of Strategic Human Resource Management Practices Towards Employee Retention: A Case Study of Awash International Bank S.C
    (A.A.U, 2020-05) Sileshi, Bekele Gudeta; Mohammed, Seid (Phd)
    The purpose of this study was to assess strategic human resource management (SHRM) practices towards employee retention: A Case Study of Awash International Bank S.C. Employee retention is becoming a strategic challenge that many organizations faces globally and specifically in Ethiopia. The present study specifically looked at the following factors: reward and compensation, training and development, work-life balance, employee empowerment, performance appraisal and employee retention. The study employed descriptive research approach in which both primary and secondary data were utilized. The study population was comprised of employees of the bank working in Addis Ababa Head Office and city branches. The target population for the present study was 1192 employees of the bank, out of which 300 employees were drawn as sample size to collect primary data through survey questionnaire. The sample design of the study was cluster sampling method. Quantitative data was analyzed by employing descriptive statistical instrument namely frequencies, percentages, mean and standard deviation while inferential statistical instruments was analyzed using correlation and regression analysis. In order to clarify the effect of the relationship among the variables the study assessed SHRM practices that affect employee retention and their association, contribution and significance were identified and analyzed. There exist positive relationship between employee retention and all five factors such as reward and compensation, training and development, work-life balance, employee empowerment and performance appraisal and these factors could predict employee retention. Among these factors, major contributors to employee retention were work-life balance followed by reward and compensation and employee empowerment. The hypotheses test results in relation to the research were supported. The study recommends that the bank better consider and design employee retention strategy or actions in order to retain talented employees by taking the factors of SHRM practices studied into account. The study was limited to a case study of Awash International Bank S.C and hence it is better if future researchers conduct in different service sectors by using other variables to find out whether the same results shall be drawn.
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    Loan Repayment Determinant: The Case Of Development Bank Of Ethiopia
    (A.A.U, 2020-06) Anteneh, Bezeye; Mohammed, Seid (Phd)
    Development Bank of Ethiopia plays vital role in supporting the national development agenda by providing loan to viable projects. The study assessed Development Bank of Ethiopia borrower’s loan repayment determinants in the project financing scheme. The study employed explanatory research design and quantitative research approach. Both primary and secondary data was collected from 131 projects financed from January 2012 G.C to June 2018 G.C. Primary data was collected from respective contact officers through questionnaires while secondary data collected from each individual files and from data base of the bank. The total population was 131, of which 95 (73%) were non-defaulters and 36(27%) were defaulters borrowers. The variables considered in the study were loan amount, number of project follow-up( per year), loan repayment period, educational level of borrowers/general manager, business experience of borrowers/general manager, accessibility of market for product, grace period, technological adoption, keeping of book of records and interest rate. In the study, Logit regression model was employed to assess factors of loan repayment determinants of borrower’s. The study exposed that loan amount, borrower’s educational level and its business experience, loan repayment period, market accessibility, grace period and number of project follow-up are statistically significant factors of loan repayment determinants of Development Bank of Ethiopia borrower’s in the project financing scheme. Thus, it is recommended the bank needs to focus on seriously evaluating loan request of the client and evaluate the purpose of the loan, made serious appraisal study and make sure the loan amount is enough for the project establishment, requites and gives priority for those educated and experienced customer , conduct continues and regular follow up, grant longer repayment period for its borrower to lessen the periodic repayment, provide longer grace period to start production and marketing of its borrower , and study market destination of its borrower’s product before signed a loan contract agreement.