Browsing by Author "Gurmu, Feyisa"

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    The Trend of Loan Recovery Performance in Banking Industry: A Case Study of Awash International Bank S.CO
    (Addis Ababa University, 2009-06) Gurmu, Feyisa; Gebrehiwot, Gebremedhin
    he study endeavors to examine the trend of loan recovery performance of banking industry, a case study of Awash International Bank s.c. Many factors attributed to the growth of banking industries. Among these, the major one is loan recovery performance of banking industry. The data used to conduct this research was collected both from method was primary data and secondary data. Primary data was collected from National Bank of Ethiopia Banking supervision department and primary data was collected from 60 employees of AIB s.c who are working in the area of loan activity. Moreover, semi-structured and structured interview was also used to gather information that can be used as a case study from AIB’s loan officers. In addition, questionnaires were employed to AIB city branch mangers and credit department employees. The findings of the study indicated that there are many factors which hamper loan recovery performance of the Awash International Bank s.co.For example: poor loan assessment procedures; lack of effective use of man power; lack of revision appropriate revision of credit manual and lack of willingness of borrowers to disclose their information fully etc