The Challenges of Export Loan in Ethiopia
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Date
2019-11
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A.A.U
Abstract
The focus of the paper to assess the challenges of export loan in Ethiopia using primary and
secondary data from government and private banks central processing units. The research
approach adopted in this thesis is mixed research approach using primary data and secondary
series data set that consists of five years export loan amounts. The time period covered was
2013/14 to 2017/18. This is primarily due to start of export loan in 2013/14.Primary data was
collected through questionnaires .Descriptive statistics were employed to analysis
and presented using tables ,charts and frequency of obtained data . The findings from this
research show that 89 % of the requirements to get an export loan are a great obstacle and
challenge, this leads to 85% of the rejection of requested export loan .Banks do not know 70 %
of their customers use or not the loan for the intended purpose , 62 % of export loan users did
not generate the intended hard currency .In line with primary data analysis of this study it is
found that exporters have huge problems on the clarity of export loan use and did not give
enough training and equal treatment by the banks.
This paper recommends that policy makers should revise export promotion proclamations and
regulations by doing further specific researches on each challenges stated above.
Description
A Thesis Subitted To The College Of Business And
Economics Departent Of Accounting And Finance In
Partial Fulfilment Of The Requirements For The Degree
Of Master Of Science In Accounting And Finance
Keywords
Challenges of export loan in Ethiopia