The Challenges of Export Loan in Ethiopia

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Date

2019-11

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Publisher

A.A.U

Abstract

The focus of the paper to assess the challenges of export loan in Ethiopia using primary and secondary data from government and private banks central processing units. The research approach adopted in this thesis is mixed research approach using primary data and secondary series data set that consists of five years export loan amounts. The time period covered was 2013/14 to 2017/18. This is primarily due to start of export loan in 2013/14.Primary data was collected through questionnaires .Descriptive statistics were employed to analysis and presented using tables ,charts and frequency of obtained data . The findings from this research show that 89 % of the requirements to get an export loan are a great obstacle and challenge, this leads to 85% of the rejection of requested export loan .Banks do not know 70 % of their customers use or not the loan for the intended purpose , 62 % of export loan users did not generate the intended hard currency .In line with primary data analysis of this study it is found that exporters have huge problems on the clarity of export loan use and did not give enough training and equal treatment by the banks. This paper recommends that policy makers should revise export promotion proclamations and regulations by doing further specific researches on each challenges stated above.

Description

A Thesis Subitted To The College Of Business And Economics Departent Of Accounting And Finance In Partial Fulfilment Of The Requirements For The Degree Of Master Of Science In Accounting And Finance

Keywords

Challenges of export loan in Ethiopia

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