Assessment of Credit Management in the Case of Development Bank of Ethiopia
| dc.contributor.advisor | Degefa, Duressa (PhD) | |
| dc.contributor.author | Kibret, Bahiru | |
| dc.date.accessioned | 2019-10-08T14:22:21Z | |
| dc.date.accessioned | 2023-11-04T07:57:26Z | |
| dc.date.available | 2019-10-08T14:22:21Z | |
| dc.date.available | 2023-11-04T07:57:26Z | |
| dc.date.issued | 2019-07 | |
| dc.description | A project submitted to Addis Ababa university department of accounting and finance, in partial fulfilment of the Requirements for the degree of Master of Science in Financial service | en_US |
| dc.description.abstract | The study discusses the perception of Development Bank of Ethiopia staffs’ opinion regarding credit management assessment based on existing credit assessment method, skill capacity of the employee working in the credit units, collateralized loans and monitoring and evaluation effect on NPL ratio of the bank. To the best of the researcher’s knowledge, there is no document that shows the perception of the DBE employees having direct work relation only in the credit units of the bank. This is a major motivation to carry out this study. The study was conducted based on primary information collected from 138 staffs of Development Bank of Ethiopia having a direct relation with credit management through structured questionnaires and the response rate is 89%. The secondary data was taken from the annual report of the bank for the last 16 years (2003-2018). The collected data were presented into tables, graphs, and charts for easy analysis and discussion of findings. The study findings indicated that the majority staffs of Development Bank of Ethiopia perceive that adequate credit assessment method, skill capacity, collateral coverage, monitoring, and evaluation were reduced NPL ratio of the bank. In generally, perception of banks’ staffs’ was fall in the agreed category. Based on the perception of the employees of the Development Bank of Ethiopia, it is fair to update the knowledge of loan officers working in credit line in order to minimize the raising of NPL ratio. | en_US |
| dc.identifier.uri | http://etd.aau.edu.et/handle/123456789/19333 | |
| dc.language.iso | en_US | en_US |
| dc.publisher | Addis Ababa University | en_US |
| dc.subject | DBE | en_US |
| dc.subject | NPL | en_US |
| dc.subject | SPSS 25 | en_US |
| dc.title | Assessment of Credit Management in the Case of Development Bank of Ethiopia | en_US |
| dc.type | Thesis | en_US |