Nexus Between Credit Accessibility and Growth of Small and Medium Enterprises: The Case of Addis Ababa City Administration
| dc.contributor.advisor | Guta Legesse (PhD) | |
| dc.contributor.author | Truwork Tsegaye | |
| dc.date.accessioned | 2026-03-06T11:39:15Z | |
| dc.date.available | 2026-03-06T11:39:15Z | |
| dc.date.issued | 2025-12-05 | |
| dc.description.abstract | This study examines the determinants of small and medium enterprise (SME) performance in Addis Ababa, Ethiopia, recognizing the critical role of SMEs in economic development and the persistent challenge of accessing finance in developing nations. Utilizing firm-level data from the World Bank Enterprise Survey (2015), the research employs a mixed-methods approach, integrating descriptive statistics and correlation analysis, and a logistic regression model and ordinary least square model for econometric analysis. The analysis considers firm characteristics such as size, age, loan access, obstacles to finance, and firm- level performance measures. Results reveal that firm size (a6a) is a key driver of sales growth, with larger firms more likely to report positive performance. market orientation (e1) and rotation order (m1d) also influenced performance (sales growth and employment growth). The availability of fixed assets did not significantly predict performance, with the model explaining 40.5% of the variance in performance. The study concludes that easing financial constraints, expanding SME loan schemes, and strengthening targeted policies for micro and small enterprises are critical for performance improvement. Policy recommendations include enhancing financial infrastructure and implementing size- differentiated support programs | |
| dc.identifier.uri | https://etd.aau.edu.et/handle/123456789/7891 | |
| dc.language.iso | en | |
| dc.publisher | AAU | |
| dc.title | Nexus Between Credit Accessibility and Growth of Small and Medium Enterprises: The Case of Addis Ababa City Administration | |
| dc.type | Thesis |