The Role of Microfinance in Financial Inclusion in Addis Ababa City

dc.contributor.advisorAlem Hagos (PhD)
dc.contributor.authorMeron Jemal
dc.date.accessioned2024-04-23T06:26:14Z
dc.date.available2024-04-23T06:26:14Z
dc.date.issued0024-02-19
dc.description.abstractDetermining the role of microfinance institutions in financial inclusion in Addis Ababa was the study's goal. Apart from utilizing simple random and purposeful sample techniques, the study employed both explanatory and descriptive research methodologies. The study's primary data were gathered through questionnaires and interviews. Secondary data was also gathered from desk reviews of selected microfinance institutions in Addis Ababa, and both descriptive and inferential statistics were utilized to analyze it. Out of the 384 survey questionnaires that were obtained from randomly selected microfinance institutions customers, only 312 were completely filled out, sent back, and utilized in the study. The Consultative Group to Assist the Poor produced the most extensively used performance metrics, which were used to evaluate the microfinance institutions' performances. The study's conclusions showed that the microfinance institutions in Addis Ababa had been in operation for more than eight years, were categorized as mature, and had a sizable gross loan portfolio that exceeded 50 million Ethiopian Birr—but a limited number of active borrowers. The study's regression analysis revealed that group lending, saving mobilization, and small business lending all had a positive and significant impact on financial inclusion. The majority of microfinance institutions in Addis Ababa offer group loans, it would be beneficial for them to keep up this practice in order to attract more clients and lower operating costs per borrower.
dc.identifier.urihttps://etd.aau.edu.et/handle/123456789/2746
dc.language.isoen_US
dc.publisherAAU
dc.titleThe Role of Microfinance in Financial Inclusion in Addis Ababa City
dc.typeThesis

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