Risk Management Practice of Ethiopian Commercial Banks

dc.contributor.advisorLaxmikantham p. (PhD)
dc.contributor.authorFekadeselassie, Tsion
dc.date.accessioned2018-07-03T06:14:41Z
dc.date.accessioned2023-11-08T14:37:23Z
dc.date.available2018-07-03T06:14:41Z
dc.date.available2023-11-08T14:37:23Z
dc.date.issued2015-06
dc.description.abstractThe aim of this paper is to analyze the effectiveness of risk management practice of commercial banks operating in Ethiopia. Information was obtained from 15 purposely-sampled commercial banks by adopting concurrent mixed research design. Open and closed-ended questionnaires were administered to 86 respondents from selected commercial banks. The questionnaires covered key aspects of risk management including the importance of risk management practices, risk identification, risk monitoring and nature of risk management practices. The main conclusions of the paper are: risk managers perceive risk management as critical to their banks performance; the types of risks causing the greatest exposures are credit risk, operational risk, liquidity risk, interest rate risk and foreign exchange risk; there was a reasonable level of success with current risk management practices and, banks are utilizing some of the approaches/techniques traditionally used to manage risks. Overall, the findings suggest that banks operating in Ethiopia are indeed risk-focused. Some recommendations were made and prominent amongst them were that banks should give emphasis on staff training in the area of risk management and they must make risk visible, measurable and manageable and ensure a meaningful risk culture throughout all processes and activities. Key words: Commercial Banks, Risk Management, and Risk Management Practicesen_US
dc.identifier.urihttp://etd.aau.edu.et/handle/123456789/5593
dc.language.isoen_USen_US
dc.publisherAddis Ababa Universityen_US
dc.subjectCommercial banksen_US
dc.subjectRisk managementen_US
dc.subjectRisk management Practicesen_US
dc.titleRisk Management Practice of Ethiopian Commercial Banksen_US
dc.typeThesisen_US

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