Access to Microfinance Services for People With Disabilities in Kolfie Keranio Sub-City of Addis Ababa
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Date
2010-05
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Addis Ababa University
Abstract
This study explores the extent of access to microfinance services to people with disabilities in
mainstream society in selected areas of Addis Ababa City Administration. For in-depth
understanding of the experiences of people with disabilities, qualitative research design was
employed Participants of the study were entrepreneurs with disabilities operating micro enterprises.
Participants study was purposefully selected based on the anticipated potential of
their experiences. Instruments for data collection consisted of observations, interviews, focus
group discussion, and investigation of related legal and official documents. These multiple
sources of data indicated that people with disabilities have much less access to microfinance
services compared to people without disabilities because of different exclusion mechanisms. The
inaccessibility of financial services to people with disabilities subjected them to live under
poverty. To realize the poverty reduction objectives the study recommends that concerned
governmental and non-governmental organizations have to work to remove all the barriers that
hamper equal opportunities and participation of persons with disabilities in microfinance
activities
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Education