Skills Training and Micro Financing for Empowerment and Improvement of Living Conditions .of Small-Scaly Women Entrepreneurs in Bahir Dar Town
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Date
2009-02
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Addis Ababa University
Abstract
Poverty alleviation is top on agenda of most d eve loping countries to
dignify their citizens with decent living conditions. Therefore, this study
assessed the contribution of skills training and micro-financing services
provided b y Bahir Dar town Administration Micro a nd Small Scale
Enterprises and Industry promotion office and other Micro Finance
Institut ions (MFIs) in empowering and improving the living conditions of
s mall-scale women entre pren e urs in B a hir Dar town using both
quantitative a nd qualitative research designs and methods to generate
pertinent data from primary and secondary sources. It also used multistage
random sampling techniques that involve systematic sampling with
random start to s elect sample size of 100 small-scale women
entrepre n eurs from 890-target popula tion. The study findings indicate
that group based MSEs in the study area have go t various types support \
from Ba hir Da r town Administration Micro and Sma ll Scale Enterprises
a nd Industry promotion office (BDAMSEIO) and Mi cro finance
Institutions (MFI s ). However , som e group-based MSEs are c onfronted
with m a rKet premises and lack of materials. When it comes to the
influence of skills training and micro financing, even if it has a little
positive- effect o n empowering and improving t h e living condition of sm a ll ,
scale women e n tr epr eneurs, t h e contribution is not significant. But,
relatively micro financing h as b etter contribution on empowering a nd
improving li ving condition of women entrepreneurs. The s tudy
underscores the need to alleviate pove r ty at household level; skills
training which integrat e s lite racy program in to Income Generating
activities (I GAs) packaged with reproductive hea lth (RH) progra m taking
in to account the socio-demographic and economic characte ristics of the
house holds in which potential women reside a nd t h eir compositions that
can be implemented in integrated, co-coordinated a nd in a n etworked
manner with micro financing b y creating favorable environment through
a dvocacy.
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Keywords
Living Conditions .of Small-Scaly Women Entrepreneurs