Determinants of Commercial Banks Deposit in Ethiopia
| dc.contributor.advisor | P., Laxmikantham (PhD) | |
| dc.contributor.author | Teshome, Fisseha | |
| dc.date.accessioned | 2018-06-26T06:51:20Z | |
| dc.date.accessioned | 2023-11-08T14:37:08Z | |
| dc.date.available | 2018-06-26T06:51:20Z | |
| dc.date.available | 2023-11-08T14:37:08Z | |
| dc.date.issued | 2017-01 | |
| dc.description.abstract | This paper is an effort to reveal the insight dynamics that determine commercial banks deposit with reference to Ethiopian commercial banks. In order to achieve this objective the study adopts mixed research approach. Regarding to the qualitative data; the study used semi structured personal interview from the employees of sampled commercial banks of Ethiopia. Regarding to quantitative data the study referenced to Ethiopian commercial banks on basis of data covers sixteen years (1999/2000-2014/2015) period and the data was gotten from the reports of the regulatory body of the banks in Ethiopia i.e. the National Bank of Ethiopia (NBE), Central Statistical Authority, Ministry of Finance and Economic Cooperation and from others that are as secondary data sources from the eight commercial banks of Ethiopia. The Target population was all banks that engage in commercial activities and registered by National Bank of Ethiopia to act. Consequently, eight banks, out of the eighteen commercial banks in existence at 2014/15, have purposively been selected for the study. Result from using random effect panel least square regression exhibited that number of branch, deposit interest rate, loan to deposit ratio, annual inflation rate, real gross domestic product and population number were significant relationship with commercial banks deposit. Results from interview social awareness and regulation of anti money laundry and counter financial terrorism have an effect on commercial banks deposit. Finally the study suggests that Ethiopian commercial banks specifically private owned banks have to open more branches in order to more accessible to the society, as the same time to increase their deposit and competition with the public banks. And also The Ethiopian commercial banks have to work on creating of awareness about banking services by recruit sales persons, who have an experience in marketing, in order to advertise the products and services of the commercial banks through door to door activities. Key Words: Commercial Banks, Deposit, Ethiopia | en_US |
| dc.identifier.uri | http://etd.aau.edu.et/handle/123456789/3470 | |
| dc.language.iso | en_US | en_US |
| dc.publisher | Addis Ababa University | en_US |
| dc.subject | Commercial banks; deposit; ethiopia | en_US |
| dc.title | Determinants of Commercial Banks Deposit in Ethiopia | en_US |
| dc.type | Thesis | en_US |