Fraud in Three Ethiopian Bands Follow on Technology Driven Banking Services: An Exploratory study on E-banking Fraud Management Strategies: Managers Perspective from the Selected Commercial Banks in Ethiopia
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Date
2020-06
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Publisher
A.A.U
Abstract
The major purpose of the research is to examine the impact of the recent liberal oriented
economic reforms that were adopted by the incumbent prime minister and his predecessor on the
financial sector in Ethiopia. Methodologically, this study used mixed approaches of research to
achieve its objective. It used various proxy variables such as profit, market concentration, saving
mobilization, credit to commercial sector and intermediation margin to measure the performance
of banks. Premium density and volume is used to measure the reaction of insurance companies to
study their reaction. The study found that financial liberalization has a positive but insignificant
impact on the growth of financial institutions in Ethiopia. All the proxy variables used to
measure the performance of banks and insurance companies in particular and financial sector in
general show an increment in the post liberalization era. However, this change is not significant
against expectation and pre reform period results.
Description
A Thesis Submitted to the Department of Accounting and Finance for Partial Fulfillment
of the Requirements for the Master of Science (MSc) Degree in Accounting and Finance
Keywords
Economic Reform, Liberalism, Liberalization and Financial institutions, Liberalism, Performance, Proxy Variables