Browsing by Author "Sinishaw, Dereje"

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    Assessment of Loan Repayment Determinant Factors in Microfinance Institutions: The Cases of ADCSI, SFPI And GASHA MFIS
    (Addis Ababa University, 2016-06) Sinishaw, Dereje; Hagos, Alem (PhD)
    The study had looked at the potential of the country regarding loan repayment determinant factors by taking three MFIs as evidence. The study had used both primary and secondary data. The primary data is collected by a means of interview and questionnaire. The secondary data for the study were the empirical literatures of dependent and independent variables. The study had found variables that can affect the loan repayment activities of the three MFIs SFPI, ADCSI, and Gasha. One variable is used with the dependent variable that is the loan repayment of the MFIs. The data for this variable was collected from these three MFIs with questioners and interview. The correlation model is constructed for the dependent variable and the seventeen independent variables. Hypothesis testing is performed using spear man correlation coefficient method because of the independent variables are non-parametric variables. As a result of the hypothesis testing it was found that all the seventeen variables can affect loan repayment of the MFIs. All these variables had positive and significant effect on loan repayment performance. Finally the study had recommended what should be done to improve the loan repayment activities. Key words: Micro Finance Institution, Loan, repayment