Browsing by Author "Shenku, Muluken"

Now showing 1 - 1 of 1
  • No Thumbnail Available
    Item
    Impact of Loan Assessment on Non-Performing Loans: A Case of Construction and Business Bank (CBB)
    (A.A.U, 2008-02) Shenku, Muluken; Yitayew, Abebe (Professor)
    The study endeavors to examine the impact or loan assessment on non performing loans at construction and Business Bank (CBB) from the view point of both Accounting- and economic aspects the Accumulation of non-performing loans is attributable to lots or causes. Among these, the major one is inadequate loans is assessment. This, in turn aggravates non-performing loans, delays the economic recovery, creates liquidity, problem, hampers the development or Bank's operational activists as well reduces profit. Survey method was used to collect date from 18 employees of CBB" who are working- in the area of loan activity witch the help or purpose (non-probability) sampling- technique. The collected data was analyzed using descriptive statistics. Moreover semi-structured and Structured interview was also used to gather information that can be as cases studies from CBB's loan oi1icers. In addition , questionnaires "'e re prepared 10 CBB city branch managers and credit department employees The result or the study revealed that there are many factors contributing for the accumulation of non-performing loans in CBB, Among which, inadequate reedit assessment is the major factor followed by real estate speculators and long- term maturity of the loan.