Browsing by Author "Mikias Nigussie"

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    The Trend of Loan Recovery Performance of Nib International Bank: a Case Study of Addis Ababa Branches
    (A.A.U, 2022-06-11) Mikias Nigussie; Habtamu Berhanu
    The study examines the trend of loan recovery performance of NIB Bank; a case study of Addis Ababa Branches. This research used both descriptive and analytical designs to attain the objective. The data was gathered from both primary and secondary sources. A questionnaire was used to obtain primary data using the simple random selection method, a total of 141 respondents were selected from the bank’s credit analysts, loan officers and loan follow up officials. Moreover, semi-structured and structured interviewees also used to gather information from credit officers. Secondary data was collected from NIB annual reports and supervisory reports. SPSS was used to analyze data and also using tables and a brief explanation by words were employed. The results from the questionnaire and interview revealed that the time period to pay back the loan and loan recovery process has an influence on the loan recovery performance of the NIB. In addition, loan recovery of the bank is influenced by the policy of the bank. The study suggests that the policy of the bank has to be revised in such way that by incorporating other banks experience and our country current business environment so as to improve loan recovery performance of the bank