Browsing by Author "Lemma, Alemayehu"

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    The Effect of NBE Bill on the Performance of Commercial Banks
    (Addis Ababa University, 2018-06) Lemma, Alemayehu; Abebaw, Kassie(PhD)
    This study assessed the effect of NBE bill on the performance of commercial banks. To achieve the overall objective, data were collected from annual report of the selected eight commercial banks. To determine the sample commercial banks, the study was used purposive sampling techniques. Accordingly; from sixteen total commercial banks, eight of them were selected, i.e. Four of them from middle peer group and Four of them from small peer groups, considering their establishment years, asset size, capital level, liquidity positions and profitability. As the study was aimed to assess the effect of NBE Bill Purchase on performance of commercial banks, trend analysis was applied. Accordingly, the study compares and contrasts performance of commercial banks based on annual report of each bank before and after the directive. The study also tests the relationship between dependent and independent variables using correlation and linear regression analysis. The result showed that, NBE bills purchase have negative and significant impact on profitability of the studied private commercial banks by reducing interest income. Similarly, purchasing NBE bills had negative and significant impact on liquidity of the studied commercial banks by reducing the liquid asset of the bank. In addition, the pre and post periods comparison revealed liquidity of private commercial banks decreased after requirement of the Bill. Thus, the NBE bills purchase directive has negative impact on almost all performances indicators of the studied commercial banks. Considering the output of the research, widening of income basis, introduction of new products to reach unbanked society, revision of government policy imposed on private banks in terms of tenure and interest rate and further exploration on the long run impact of the requirement is recommended.
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    The Introduction and Expansion of Protestant Christianity in Wondo Genet Woreda and Its Surroundings, 1928-1991
    (Addis Ababa University, 2018-10) Lemma, Alemayehu; Wasyihun, Tamrat (PhD)
    The general objective of the research was to construct the history of introduction and expansion of Protestant Christianity in Wondo Genet area in the period from 1948 to 1991. The study mainly focuses on the way Protestant Christianity was introduced in the study area and the local converts and expansion of the religion. In addition, the socio- economic influences of the religion in the area as well as Challenges and persecutions of the adherents of the Churches in the time of the Imperial and Derg regimes. A qualitative methodological approach is employed in eliciting information from different sources on the subject in question. The study relied on primary and secondary sources. Among the primary sources: archival materials, unstructured interview from different group of informants, such as early missionaries, evangelists and local converts, elders, Church leaders, government officials. Magazines, newspapers published and unpublished materials used as a secondary source from library and internet. Finally, the collected sources crossed-checked and analyzed by using content narrating and describing method. Based on the study findings and analysis, the study suggested that in the study area before the introduction of Christianity, most of the people practiced different traditional beliefs. Orthodox Christianity was the first to be introduced in the area in 1896. After the Orthodox Christianity the next Christian Church planted in Wondo Genet was the MekaneYesus Church followed by Kale Hiwot and Hiwot Birhan Churches. During the expansion of Protestantism, Churches faced both internal and external challenges but the challenges did not stop the expansion of Protestantism. Before the introduction of Christianity to the area, there was continuous clan conflict. However, after the spread of the new faith, the People became peace seeker and clan conflict and violence in the area is diminished.