Browsing by Author "Heaven Abebe"
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Item Assessment of Lease Financing Repayment Practices: A Case of Small and Medium Enterprises (SME) Financed by Development Bank of Ethiopia (DBE)(A.A.U, 2023-06-06) Heaven Abebe; Abebaw Kassie (PhD)This study was conducted to assess lease financing repayment practices. In particular, the study has assessed effectiveness of the skill training, identified lease finance management practices, and assessed challenges to lease finance. The study has used 107 SME in Addis Ababa that received lease finance from DBE. The study has applied descriptive and explanatory research designs and it has followed quantitative research approach. The study has collected primary and secondary data from the enterprises by using structured questionnaire and the data was analyzed by using descriptive statistics. The study has identified that lease finance skill training failed to meet expectation of the bank and the enterprises perceived that the training has no role for the enterprises. In addition, it was identified that there is weak lease finance management from the side of the enterprises and the bank. As a result, there is late repayment practice of the lease finance in different enterprises. Moreover, it was identified that the enterprises are facing different challenges including challenges from the bank.