Browsing by Author "Hailu, Kalkidan"

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    Assessing the Suitability of the Ethiopian Laws Regulating Banking Business in Achieving the Goals of the National Financial Inclusion Strategy
    (AAU, 2021) Hailu, Kalkidan; Mihrete, Tewodros (Assistant Professor)
    In recent years, financial inclusion has been broadly recognized as critical in reducing poverty and achieving inclusive economic growth that ensued various developing countries around the world to adopt financial inclusion policies in dealing with their respective financial sectors through devising National Financial Inclusion Strategies. Congruently, Ethiopia adopted its National Financial Inclusion Strategy in 2017 with the ultimate goal of achieving universal access to and use range of affordable and high quality financial products and services of regulated financial institutions by all individuals and enterprises by 2025. Though financial inclusion is promising towards a country‟s economic development, inadequate financial regulation is considered to be one of the major obstacles that hinder the realization of such a promise which signifies the role of financial regulation for financial inclusion. Accordingly, the Ethiopian Financial Inclusion Strategy suggests for the reform of the existing financial laws of the country in order for the financial inclusion strategy to reach at its potential success, without specifically dealing with which financial laws should be reformed and how such reform may be conducted. As such, this paper identifies how financial regulation should be conducted to promote financial inclusion and assess whether the financial laws are devised in a manner that promote financial inclusion by giving special emphasis on the banking business regulating laws of the National Bank of Ethiopia relating account ownership, payment system and credit facility in terms of promoting the goals of the NFIS and suggest recommendations on issues that require reform and the manner such reform should take place.
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    A Study on the Access, Participation and Platform of Addis Ababa University Community Radio
    (Addis Ababa University, 2018-06) Hailu, Kalkidan; Shiferaw, Teshager (PhD)
    The aim of this study was to examine the Access, participation and platform of Addis Ababa University Community Radio (AAUCR). Both qualitative and quantitative methods were used in the study. Questionnaires, interviews, documents and observation were the tools employed for gathering the data from the community members and radio station staff. Probability sampling (i.e., stratified sampling) and non-random sampling (i.e., purposive sampling) methods were used to select the subjects. Based on the information obtained, it was found that AAUCR focused on entertainment and educational. Most of the respondents didn’t hear the station; among those who didn’t listened, they gave a reason that they didn’t have any idea about the station. Because of the poor transmission technology and technical problem station didn’t provided good access, and quality of the signal. Community Radio is for the people, by the people to the people, but the participation of AAUCR was not found to be satisfactory in the overall activity of the station. The community was assumed to participate in decision making process through their representatives. Though, the study revealed that the station gave independent platform were the community members discuss about the issue but the community members were not presented their problem properly. Finally, it was recommended that the station focus on participatory programs and feedback mechanism, settle permanent sit and promote the station to every members of the community.