Browsing by Author "Damtew Tilahun"

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    Effects of Electronic Banking on the Financial Performance of Commercial Banks in Ethiopia
    (Addis Ababa University, 2016-06) Damtew Tilahun; Abehodie Wollela
    Ethiopian commercial banks are at infancy stage to use technology based banking system and training of manpower to handle new technologies. Nonetheless, the adoption and usage of ebanking is at promising stage to enhance the performance and efficacy of banks. This research investigated the efficacy of Electronic banking in the area of automated teller machines, debit cards and point of sale terminals on 10 (1 government and 9 private owned) commercial banks found in Ethiopia using’ financial performance indicators namely: profit before tax and return on assets. A quantitative survey method is used to gather data. Statistical analysis made with the aid of E-views 9 software. The findings envisaged that Electronic banking had statistically significant impact on return on assets and profitability of commercial banks of Ethiopia. Based on the findings of the study, it is safe to conclude that electronic banking influence financial performance of commercial banks in Ethiopia positively. Since the study do not include all electronic-banking so that it is strongly recommended further study on innovations like agency banking, mobile banking and internet banking impact on the financial performance of commercial banks. Key Words: E-banking, ATM. POS, ROA, PBT, Debit Card and E-views 9