Browsing by Author "Bekele, Yohannes"

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    Assessment of Factors Influencing Customers’ Intention to Use E-Banking Service Channels: The Case of Commercial Bank of Ethiopia in North Addis Ababa District some Selected Branches
    (A.A.U, 2022-02) Bekele, Yohannes; Bekele, Mesfin(Dr.)
    The purpose of this study is to examine the Factors Influencing Customers’ Intention To Use E-Banking Service Channels in Commercial Bank of Ethiopia in North Addis district. A sample of 372 respondents selected from the customers of the commercial bank of Ethiopia in the North Addis Ababa district. A questionnaire was distributed to the respondents. The data was collected through questionnaire and by using inferential statistics in SPSS Version 22. The research shows that attitude, subjective norm, behavioral intention, perceived usefulness and perceived ease of use, lack of internet connection and perceived risk were significant in affecting users’ intention to use e-banking service channels. The behavioral intention emerged as a significant factor followed by attitudes and perceived usefulness in predicting an individual’s intention to use e-banking service channels. Finally, attitude is jointly predicted by behavioral intention, perceived usefulness, perceived ease of use and perceived risk while perceived ease of use contributed more for the variation in attitude and the reducing the burden on branches, improving customer relations, reducing overall costs, reducing human error, saving time, and other additional benefits identified in the research are considered to be the banks' great potential to improve their public image. It is recommended to cultivate awareness to change the perception that e- banking is suitable and time saving with their some problems
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    The Role of Small-Scale Irrigation in Household Food Security in Dugda Woreda East Showa Zone, Oromia Regional State of Ethiopia
    (Addis Ababa University, 2021-08) Bekele, Yohannes; Bantider, Amare PhD
    Irrigation can stabilize agricultural production and mitigate the adverse consequences of low or variable precipitation. Small-scale irrigation production will also contribute to fast population growth. Population growth causes farming operations to expand into marginal land, contributing to the destruction of forests, land, and water. The general objective of the study was to carry out a comparative study of the influence of small-scale irrigation adoption and non-adoption on the food security of households. To achieve the set objectives, both quantitative and qualitative methods were used. In the research, there were 73 irrigation adopters from Guyo Gabriel and 74 from Shubi Gemo (n=147), with an equal number of non-adopters, or individuals who did not participate in irrigation. The participants in this study were drawn at random from both groups, for a total of 294 individuals. The main sources of data were household surveys, key informant interviews, focus group discussions, and direct observation. The data collected from the above was analyzed quantitatively by using correlation and regression analyses. For compiling and analyzing the data, multiple regression models were employed. The investigators utilized frequency tables to describe in frequency and percentages the demographic features of the sample respondents. In order to assess the influence of small-scale irrigation on the food security of households, the mean and standard deviation for sample respondents were computed in the woreda. HFIAS (Household Food Insecurity Access Scale) model was used to assess the status of food security among the two groups. Fear of market failure is a constraint to adopting irrigation. 70.7% of vegetable producer households were food secure. 16.3% of them were mildly food insecure, while 7.5% and 5.44% of them were moderately and severely food insecure respectively. 34.1% of irrigation nonadopters were food secure, while 25.1% were mildly food insecure. Another 25.1% of irrigation non-adopters were moderately food insecure, and the rest, 15.6% of irrigation non-adopter households were severely food insecure because they were cutting back on meal size or the number of meals. Agricultural office and stakeholder increase their support for farmers on technical small-scale irrigation adoption issues in order to increase the number of farmers engaged in small-scale irrigation in order to reduce food insecurity households through increased production.