Browsing by Author "Tsehay Birhanu"

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    Determinants of Commercial Banks Profitability: -An Empirical evidence from the Commercial Banks of Ethiopia
    (Addis Ababa University, 2012-05) Tsehay Birhanu; yitayew Abebe
    The main objective of this study is to examine the effect of bank-specific, industry-specific and macroeconomic determinants of Ethiopian commercial banking industry profitability from the period 2000 – 2011. By usig OLS etimation method to measure the effect of internal and external determinants on profitability interms of average return on asset and net interest margin. The estimation results show that profitability persists in some extent, implies that the indicator of the existance of relatively fairly competitive market in Ethiopian commercial banking environment, especially competition between private banks. Regarging the explanatory variables, all bank-specific determinants, with the exception of bank size, expense management and credit risk, affect bank profitability significantly and positively in the anticipated way. However, bank size, expense management and credit risk affect the commercial banks profitability significantly and negatively. In addition to this, no evidence is found in support of the presence of market concentration. Finally, from macro economic determinants GDP has positive and significant effect on both asset return and interest margin of the bank. But interest rate policy has significant and positive effect only on interest margin. The commercial banks of Ethiopia policy makers and managers should give high concern to the credit risk management, expense management and large bank size management inorder to reduce the hindrance of the profitability of the banks.
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    Determinants of Commercial Banks Profitability: an Empirical Evidence from the Commercial Banks of Ethiopia
    (A.A.U, 2012-05) Tsehay Birhanu; Yitayew Abebe
    The main objective of this study is to examine the effect of bank-specific, industry specific and macroeconomic determinants of Ethiopian commercial banking industry Profitability from the period 2000 - 2011. By using OLS estimation method to measure the Effect of internal and external determinants on profitability interims of average return on Asset and net interest margin. The estimation results show that profitability persists in Some extent, implies that the indicator of the existence of relatively fairly competitive Market in Ethiopian commercial banking environment, especially competition between Private Banks. Regarding the explanatory variables, all bank-specific determinants, with The exception of bank size, expense management and credit risk, affect bank profitability Significantly and positively in the anticipated way. However, bank size, expense Management and credit risk affect the commercial banks profitability significantly and Negeatively. 1n addition to this, no evidence is found in support of the presence of market Concentration. Finally, from acroeconomic determinants GDP has positive and Significant effect on both asset return and interest margin of the bank. But interest rate Policy has significant and positive effect only on interest margin. the commercial banks of Ethiopia policy makers and managers should give high Concern to the credit risk management, expense management and large bank size management in order to reduce the hindrance of the profitability of the banks.
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    Knowledge, Attitude and Practices of Male Partners Involvement in Reducing Antenatal HIV Infection and PMTCT
    (Addis Ababa University, 2014-06) Tsehay Birhanu; Mulu Nega
    Ethiopia is one of sub Saharan African counties has been facing highest number of mother to child transmissions of HIV. Prevention of mother to child transmission (PMTCT) program plays a big role in reducing the MTCT. Nevertheless its effectiveness depends on involvement of male partners considering the fact that men are decision makers in Ethiopia families. They make important decisions that have major impact on women’s health. Male partner involvement has been seen to increase uptake of PMTCT services and their involvement underscores their importance in reducing HIV infection in children. But the program strategy is facing challenge of low male partner involvement. The purpose of this study was to examine the knowledge, attitude and practice of male partner in ANC and PMTCT services. The mixed methods design was employed in this study. A cross-sectional study was conducted using both quantitative and qualitative methods on a systematically selected 126 male partners of pregnant mothers attending in ANC clinic in Addis Ketema sub city and in-depth interviews on 6 health workers working in ANC/PMTCT service providing health institutions of the Addis ketema sub city. Data was collected in the study using questionnaire and structured interview. Methods of data analysis included descriptive statistics, correlation matrix and logistic regression analysis. The result revealed that majority of the respondents (76.2%) good knowledge about HIV, MTCT and PMTCT and majority of them (60.3%) score above the mean which shows high male involvement. Male involvement was found to have a statistically significant association with good knowledge about PMTCT (AOR= 3.0, 95%CI: 1.30-7.1), attitude (AOR=2.6, 95%CI: 1.09-6.13) and low socio-cultural factors (AOR= 5.8, 95%CI: 2.0-17.1). The level of male partner involvement was 69(60.3%). Information socio-cultural belief and male –friendly PMTCT service should be provided to the Public.