Mekonnen, Mehary (PhD)Tolesa, Chalchisa2018-07-262023-11-182018-07-262023-11-182004-06http://etd.aau.edu.et/handle/12345678/10143Poverty is highly affecting the li fe's of the population of Less Developed Countries (LDCs) in general and that of rural women in particular. High vulnerability, lack of education and medical services, less participation in different decision-making activities are some of the major problems the rural women faced. They are also economically, socially, culturally and politically marginalized. To overcome these and other related socio-economic problems, Micro finance Institutions (MFIs) targeted the poor in general and the rural women in particular. This study is aimed to exam me the impact of Oromia Credit and savmg Share Company (OCSSCo) services on the li fe of women clients in rural areas of Oromia region. It is assumed that, the impact of the intervention of MFIs could be observed at household, indi vidual, enterprise and community levels. The rationale for using household, individual , enterprise and community as units of impact assessment is that, any institutional services that are aimed to provide financial services for the sake of povelty alleviation, its end effect is measured by the changes appeared on the lives of its clients. These clients are part of the household and the soc iety in which they li ve. Therefore, household situations affect the activities of individual s. On the other hand, the impact of Micro finance (MF) intervention can be observed by the composition of the household, and due to one of their economic activities. The study used a case study method taking Adea Liban Worked as a sample. It included all women clients WllO stayed in the program for one to five years. It also covered 8 rural kebeles of 40 centers. The number of participants is 220 women clients, 24 informant groups and 7 OCSSCo members. Almost, all women client respondents are similar in their characteristics. Out of the total 220 client respondents, 116 of them were interviewed; where as 104 of them were participated in focus group discussions (FGDs). The informant groups were participated in FGDs. Besides, 7 OCSSCo staff members were interviewed. For all respondents structured questionnaires (open-ended and closed-ended) were used as an instrument. Observation of clients living situations was used in order to crosscheck the opinions given by the clients. During theenThe Case of Adea Lib En WoredaThesis