Atnafu, Solomon (PhD)Tadesse, Wondwossen2020-10-072023-11-292020-10-072023-11-292005-06-06http://etd.aau.edu.et/handle/123456789/22579Electronic commerce provides a chance for developing countries like Ethiopia to open their door to international market very easily. To have an effective e-commerce it is necessary to have an effective e-payment system. In this project we have developed an e-payment system that is appropriate for Ethiopia that is used for B2C and C2C business transactions. Electronic payment heavily relates to a county’s financial structure, people payment habit and government policy. Investigations regarding payment system have been made. A variety of e-payment systems have been also surveyed. In this project we have designed and implemented an e-payment system based on Internet cash card called E-PCC( Electronic Payment through Cash Card). SSL is used for encryption and to provide other similar security functionalities. The system provides two options to authenticate clients. These are smart card and SMS of a mobile phone. E-PCC provides payment functionalities. Through E-PCC it is possible to transfer money to a bank account.enElectronic PaymentTwo-Factor AuthenticationsSecure Socket LayerJSSEThesis