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|Title: ||THE ROLE OF OROMIA CREDIT AND SAVING SHARE COMPANY MICRO FINANCE PROGRAM IN IMPROVING THE LIVING STANDARDS OF POOR PEOPLE: ACASE STUDY IN GUTO WAYU WOREDA|
|Authors: ||Dinkayehu, Yohannes|
|Advisors: ||M.D. BAVAIAH ( Ph. D)|
|Copyright: ||2006 |
|Date Added: ||22-Apr-2008 |
|Publisher: ||Addis Ababa University|
|Abstract: ||The major causes of low economic growth and high incidence of poverty, in Ethiopia,
includes lack of income, assets, employment opportunities, education, health and
etc. To reverse the economic decline and poverty situation in the country, the
Ethiopian government has taken policy measure such as structural adjustment
program (SAP), agricultural development led to industrialization (ADLI), and poverty
reduction strategy paper (PRSP). Currently, increasing the poor access to micro
finance services are accepted as one of the tool to a attack poverty.
OCSSCO is one of the MFI that was established in August 1997 to achieve these
objectives in the region. This thesis attempt to see the impact of this institution
whether it improves the living standard of its clients or not and the challenges it
practices in the Guto Wayu Woreda.
Primary data were collected through structured questionnaire from frequent and new
clients. Secondary data were collected from different published books, unpublished
yearly or quarterly reports journal of articles, CSA reports and other relevant official
The impact assessment was based on the variables such as income, nutritional
status, access to education, medical facilities, saving and employment opportunities.
The finding of the study indicated that the OCSSCO’S micro financing scheme has
had a positive impact on improving the living standards of its clients in the study area.
Absence of adequate trained manpower to follow up and supervise the activities of
the poor who operates their business in the environments with high business risk in
nature has been found in the study. Therefore, OCSSCO should develop the
capacity of its staff. In addition to this, OCSSCO must make an effort to strengthen
its financial capacity in order to increase the amount of loan it disburses for each
|Description: ||A THESIS SUBMITTED TO THE SCHOOL OF GRADUATE STUDIES OF ADDIS ABABA UNIVERSITY IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTERS OF ARTS IN REGIONAL AND LOCAL DEVELOPMENT STUDIES|
|Appears in:||Thesis - Regional and Local Development|
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