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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/3312

Title: Credit Risk Management and Its Impact on Performance on Ethiopian commercial Banks
Authors: Girma, Mekasha
Advisors: Dr. Venkati Ponnala
Keywords: accounting
Copyright: Jun-2011
Date Added: 6-Jul-2012
Publisher: AAU
Abstract: Credit risk management has become an important topic for financial institutes, especially since the business sector of financial services is related to conditions of uncertainty. The turmoil of the financial industry emphasizes the importance of effective risk management procedures. Consequently, this thesis studies “Credit Risk management and its impact on performance in Ethiopian Commercial Banks.” This research objective was formulated in order to gain a better understanding of credit risk management and its impact on performance (return on asset). Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affaires of the other partner. The axle of this study is to have a clearer picture of how banks manage their credit risk. In this light, the study in its first section gives a background to the study and the second part is a detailed literature review on banking and credit risk management tools and assessment models. Quantitative research design is employed under the quantitative research design survey method is used. The data were collected by cross sectional survey method. The forth part of this study is analysis of primary data by descriptive statistical tools and on hypothesis testing using regression model. This leads the researcher to conclude in the last section that banks with good credit risk management policies have a lower loan default rate and relatively higher return on asset
Description: A Thesis Submitted to the Department of Accounting and Finance of Addis Ababa University for the Partial Fulfillment of the requirements for the Degree of Master of Science in Accounting & Finance June,
URI: http://hdl.handle.net/123456789/3312
Appears in:Thesis - Accounting & Finance

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