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Title: The role of Microfinance Institutions on Poverty Reduction and improving the living standard of poor people: the case of Lemu and Bilbilo Woreda
Authors: Negese, Tolosa
Advisors: Dr.Venkati Ponnala
Keywords: Role, poverty, microfinance, standard of living, poverty reduction
Copyright: Jun-2011
Date Added: 14-Jun-2012
Abstract: Traditionally, poverty was understood primarily as material deprivation, as living with low in come and low consumption characterized by poor nutrition, poor living conditions, low health & education level and inability to attain a minimal standard of living. Reducing, if possible eradicating poverty is unquestionable. Thus, microfinance programs have been considered as one of the main tools in poverty reduction in recent development agenda. It is an important economic input in the effect to reduce poverty by supporting marginalized active poor of the society. Studying the role of microfinance institution on poverty reduction and improving the standard of living is important to assess its viability on poverty reduction and living conditions. The main objective of this study is to find out whether the provision of microfinance services of MFIs in Lemu and Bilbilo has reduced poverty and brought changes on the living standards of clients. So on the light of my research objective; I have developed my research question, which is:What is the role of Microfinance on poverty reduction and uplifting the living standards of the poor people in Lemu and Bilbilo? I consider myself between the Positivist and Interpretivist researcher. Because, my main goal is not only to find out the mechanism of microfinance in Lemu and Bilbilo, but also to find out that how this mechanism reduce poverty and helps poor people to improve their living standards as: income, savings etc. By doing so, I believe that it will give me an upper hand, especially when it comes to finding answers to the questions raised in the problem statement. Primary data were collected through close-ended structured questionnaire from clients and staff members of each institution and semi-structured in rearview with the manager of each institution. Secondary data were gathered from different published and unpublished relevant materials. The study mainly applied analytical approaches such as frequencies and percentages. The findings of the study indicated that the OCSSCO, PEACE AND BG’S micro financing scheme has improved the clients’ food security, ability to send children to school, and housing condition
Description: A Thesis Submitted to the Department of Accounting and Finance, School of Business and Public Administration, Addis Ababa University in partial fulfillment of the Requirement of Degree of Masters of Science Accounting and Finance
URI: http://hdl.handle.net/123456789/3181
Appears in:Thesis - Accounting & Finance

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